@font-face{font-family:Tajawal;src:url('/assets/fonts/tajawal-regular.ttf') format('truetype');font-style:normal;font-weight:400;font-display:swap}
@font-face{font-family:Tajawal;src:url('/assets/fonts/tajawal-bold.ttf') format('truetype');font-style:normal;font-weight:700;font-display:swap}
:root{--ink:#102e42;--blue:#0878be;--blue-dark:#0567a5;--muted:#607483;--pale:#edf6fc;--line:#dce8ef;--white:#fff;--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:35px}body{margin:0;color:var(--ink);font-family:Tajawal,Arial,sans-serif;line-height:1.65;background:#fff;font-size:17px}a{color:inherit;text-decoration:none}button,input{font:inherit}a,button,input,summary{-webkit-tap-highlight-color:transparent}button,a,input,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,input:focus-visible,summary:focus-visible{outline:3px solid #e2ab29;outline-offset:5px}button{cursor:pointer}svg{width:24px;height:24px;fill:none;stroke:currentColor;stroke-width:1.6;stroke-linecap:round;stroke-linejoin:round}p,h1,h2,h3{margin:0}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 80px));margin-inline:auto}.skip-link{position:absolute;top:-100px;right:20px;padding:12px 20px;background:var(--ink);color:white;z-index:100}.skip-link:focus{top:12px}.identity-strip{background:#eef6fb;border-bottom:1px solid #e3edf3;font-size:13px;line-height:1.5;padding:9px 0}.identity-strip .container{display:flex;align-items:center;gap:4px}.identity-strip span{margin-inline-start:auto;color:var(--muted)}.identity-strip strong{font-weight:700}.site-header{background:#f9fcfe}.nav-row{height:96px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:inline-flex;align-items:center;gap:11px;flex-shrink:0}.brand span{display:flex;flex-direction:column;line-height:1.4}.brand strong{font-size:23px;letter-spacing:-.5px}.brand small{font-size:12px;color:var(--muted);margin-top:4px}.site-header nav{display:flex;gap:34px;font-size:15px}.site-header nav a:hover,.site-footer nav a:hover{color:var(--blue)}.nav-link{font-size:14px;border:1px solid var(--line);padding:8px 17px;border-radius:50px;white-space:nowrap;display:flex;gap:15px;align-items:center}.nav-link:hover{background:white;border-color:var(--blue)}.hero{background:#f9fcfe;padding:52px 0 66px;overflow:hidden}.hero-layout{display:grid;grid-template-columns:1.05fr 1fr;gap:50px;align-items:center}.eyebrow{font-size:14px;display:flex;align-items:center;gap:8px;margin-bottom:20px;color:var(--blue)}.dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--blue)}h1{font-size:66px;line-height:1.19;font-weight:700;letter-spacing:-2px}em{font-style:normal;color:var(--blue)}.hero-description{color:var(--muted);font-size:19px;line-height:1.85;margin:24px 0 27px;max-width:510px}.hero-actions{display:flex;align-items:center;gap:26px}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-height:52px;padding:12px 22px;border-radius:10px;border:1px solid transparent;line-height:1.5;font-weight:700;font-size:16px;transition:background .18s,border-color .18s,transform .18s}.button:hover{transform:translateY(-2px)}.primary{background:var(--blue);color:white}.primary:hover{background:var(--blue-dark)}.secondary{background:#eef6fc;color:var(--blue);border-color:#dcecf7}.secondary:hover{background:#e2f1fc}.text-link{color:var(--blue);font-size:15px;font-weight:700;display:inline-flex;gap:12px;align-items:center}.text-link:hover{text-decoration:underline;text-underline-offset:5px}.hero-note{font-size:12px;color:var(--muted);margin-top:21px;display:flex;align-items:center;gap:6px}.hero-note svg{width:15px;height:15px;flex-shrink:0}.hero-art{position:relative;padding:14px 0 25px}.car-image{width:100%;height:auto;aspect-ratio:3/2;border-radius:26px;object-fit:contain;background:var(--pale)}.art-caption{position:absolute;bottom:4px;right:24px;background:#fff;border:1px solid #e4edf3;border-radius:14px;box-shadow:0 12px 35px #15364f0c;display:flex;align-items:center;gap:13px;padding:14px 20px}.art-caption strong{font-size:16px;display:block}.art-caption small{font-size:12px;color:var(--muted)}.caption-icon{background:var(--pale);border-radius:11px;display:grid;place-items:center;width:40px;height:40px;color:var(--blue)}.art-index{font-size:11px;position:absolute;bottom:-6px;left:7px;color:#7791a1}.value-bar{border-bottom:1px solid var(--line);border-top:1px solid var(--line);background:#fff}.value-row{display:flex;justify-content:space-between;padding-block:22px;font-size:15px}.value-row span{display:flex;gap:12px;align-items:center}.value-row i{font-style:normal;font-size:11px;color:var(--blue);border:1px solid #dceaf4;border-radius:50%;width:28px;height:28px;display:grid;place-items:center;direction:ltr}.section{padding-block:82px}.overline{font-size:13px;font-weight:700;color:var(--blue);display:block;margin-bottom:12px}h2{font-size:39px;line-height:1.35;letter-spacing:-.7px}h3{font-size:24px;line-height:1.4}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:50px;margin-bottom:32px}.section-heading p{max-width:385px;font-size:16px;color:var(--muted);line-height:1.9}.coverage-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.coverage-card{padding:30px;border:1px solid var(--line);border-radius:var(--radius);display:flex;flex-direction:column;align-items:stretch}.comprehensive{background:#f2f8fd;border-color:#b5d9ee}.third-party{background:#fff}.card-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:20px}.line-icon{width:46px;height:46px;border:1px solid #cce3f1;display:grid;place-items:center;color:var(--blue);background:#e7f3fc;border-radius:13px}.line-icon svg{width:29px;height:29px}.card-label{font-size:12px;padding:3px 12px;border-radius:30px;background:#e2f1fb;color:var(--blue)}.third-party .card-label{color:var(--muted);background:#f0f5f8}.coverage-card h3{font-size:30px;margin-bottom:12px}.coverage-card>p{font-size:16px;color:var(--muted);line-height:1.9;min-height:60px}.check-list{list-style:none;padding:0;margin:23px 0 20px;font-size:15px}.check-list li{padding:6px 23px 6px 0;position:relative}.check-list li:before{content:'✓';position:absolute;right:0;top:6px;color:var(--blue);font-weight:700}.card-note{font-size:12px;border-top:1px solid var(--line);padding-top:14px;margin-top:auto;margin-bottom:22px;color:var(--muted)}.coverage-card .button{width:100%}.info-banner{display:flex;gap:11px;margin-top:22px;align-items:center;font-size:13px;color:var(--muted);padding:12px 17px;background:#f8fafc;border-radius:9px}.info-banner>span{border:1px solid #a2b6c4;border-radius:50%;font:700 12px Arial;width:17px;height:17px;display:grid;place-items:center;flex-shrink:0}.checklist-section{background:#f4f8fb;padding:76px 0}.checklist-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:85px}.checklist-intro h2{font-size:43px}.checklist-intro>p{color:var(--muted);font-size:16px;max-width:350px;margin:20px 0 24px;line-height:1.9}.checklist-items article{display:flex;gap:22px;padding:21px 0;border-bottom:1px solid #dbe6ed}.checklist-items article:first-child{padding-top:0}.checklist-items article:last-child{border-bottom:0}.checklist-items article>span{color:var(--blue);font-size:13px;border:1px solid #d5e5f0;background:white;width:38px;height:38px;border-radius:11px;display:grid;place-items:center;flex-shrink:0;direction:ltr}.checklist-items h3{font-size:21px;margin-bottom:6px}.checklist-items p{font-size:15px;line-height:1.8;color:var(--muted)}.guide-section{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:start}.guide-copy>p{color:var(--muted);font-size:17px;margin:19px 0;line-height:1.9;max-width:430px}.guide-small{font-size:12px;color:var(--muted);padding-right:14px;border-right:2px solid #c9e5f5;display:block}.guide-form{border:1px solid var(--line);padding:24px;border-radius:var(--radius);background:#fff;box-shadow:0 12px 40px #14364f07}.guide-form fieldset{border:0;padding:0;margin:0 0 16px;min-width:0}.guide-form legend{font-size:16px;font-weight:700;margin-bottom:14px}.topic-option{border:1px solid var(--line);border-radius:10px;padding:12px;display:flex;align-items:center;gap:10px;margin-bottom:9px;cursor:pointer;transition:background .18s}.topic-option:has(input:checked){border-color:var(--blue);background:#f0f8fe}.topic-option:hover{background:#f7fbfe}.topic-option input{width:17px;height:17px;accent-color:var(--blue);margin:0;flex-shrink:0}.topic-option strong{font-size:15px;font-weight:700;display:block}.topic-option small{display:block;font-size:12px;color:var(--muted);margin-top:1px}.guide-form>.button{width:100%}.guide-result{background:var(--pale);padding:18px;border-radius:10px;margin-top:16px}.guide-result strong{font-size:17px}.guide-result p{font-size:14px;margin:7px 0 11px;color:var(--muted)}.guide-result .text-link{font-size:13px}.faq-section{padding:75px 0;background:#fafcfd;border-top:1px solid #eaf0f5;border-bottom:1px solid #eaf0f5}.faq-layout{display:grid;grid-template-columns:1fr 1.3fr;gap:55px}.faq-layout h2{font-size:36px}.faq-layout>div>p{color:var(--muted);font-size:14px;margin-top:20px}.faq-layout a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.faq-list details{border-bottom:1px solid var(--line);padding:17px 0}.faq-list details:first-child{padding-top:0}.faq-list details:last-child{border-bottom:0}.faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:17px;font-size:17px;font-weight:700;min-height:32px}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary>span{font:400 23px Arial;color:var(--blue);flex-shrink:0;width:25px;text-align:center;transition:transform .2s}.faq-list details[open] summary>span{transform:rotate(45deg)}.faq-list details p{font-size:15px;color:var(--muted);line-height:1.9;margin-top:12px;max-width:95%}.disclosure{display:flex;gap:20px;align-items:center;padding-block:35px}.disclosure-icon{width:39px;height:39px;border-radius:50%;background:var(--pale);color:var(--blue);display:grid;place-items:center;flex-shrink:0;font:700 20px Georgia}.disclosure strong{font-size:16px}.disclosure p{font-size:13px;color:var(--muted);line-height:1.8;max-width:800px;margin-top:4px}.disclosure>a{margin-inline-start:auto;font-size:14px;white-space:nowrap;color:var(--blue)}.site-footer{background:#f4f8fb;border-top:1px solid var(--line)}.footer-top{display:flex;justify-content:space-between;align-items:center;gap:35px;padding-block:32px}.site-footer nav{display:flex;gap:23px;font-size:13px}.site-footer .brand strong{font-size:20px}.site-footer .brand small{font-size:11px}.footer-bottom{border-top:1px solid var(--line);padding-block:18px;display:flex;justify-content:space-between;color:var(--muted);font-size:12px}.legal-hero{background:#f4f9fd;padding:55px 0 48px}.legal-hero h1{font-size:45px;letter-spacing:-1px}.legal-hero p{color:var(--muted);font-size:17px;max-width:750px;margin-top:15px}.legal-content{display:grid;grid-template-columns:235px 1fr;gap:60px;padding-block:50px 75px}.legal-sidebar nav{position:sticky;top:30px;display:flex;flex-direction:column;gap:13px;font-size:15px}.legal-sidebar a{padding:8px 13px;border-right:2px solid var(--line);color:var(--muted)}.legal-sidebar a:hover{border-color:var(--blue);color:var(--blue)}.legal-main section{margin-bottom:45px;scroll-margin-top:25px}.legal-main h2{font-size:29px;margin-bottom:19px}.legal-main h3{font-size:19px;margin-top:24px;margin-bottom:7px}.legal-main p{font-size:16px;color:var(--muted);line-height:1.95;margin-bottom:13px}.legal-main a{color:var(--blue);text-decoration:underline;text-underline-offset:4px}.legal-main .notice{border:1px solid #dde8ef;border-radius:13px;padding:18px 22px;background:#f7fafc;margin-bottom:28px;font-size:15px;color:var(--muted)}.legal-main .notice strong{color:var(--ink)}.legal-main .info-block{background:#f0f7fc;border:1px solid #d9e9f5;border-radius:15px;padding:24px;margin-bottom:25px}.legal-main .info-block h3{margin-top:0}.legal-main .info-block p:last-child{margin-bottom:0}.about-content{max-width:840px;padding-block:55px 75px}.about-content h2{font-size:30px;margin:35px 0 15px}.about-content>p{color:var(--muted);line-height:1.95}.identity-card{border:1px solid var(--line);padding:28px;border-radius:18px;margin-bottom:25px}.identity-card dt{font-size:13px;color:var(--muted)}.identity-card dd{font-size:20px;margin:5px 0 22px;font-weight:700}.identity-card dd:last-child{margin-bottom:0}.contact-notice{padding:25px;border:1px solid #d9e6ef;border-radius:16px;background:#f5f9fc;margin-top:20px}.contact-notice p{font-size:15px;color:var(--muted);margin-top:9px;line-height:1.95}.contact-notice .text-link{margin-top:13px}.sources-list{margin-top:25px;display:flex;gap:13px;flex-wrap:wrap}.sources-list a{font-size:14px;padding:10px 17px;border-radius:8px;background:var(--pale);color:var(--blue);text-decoration:none}.not-found{min-height:65vh;display:flex;flex-direction:column;justify-content:center;align-items:center;text-align:center;padding:30px}.not-found h1{font-size:55px;color:var(--blue)}.not-found p{margin:18px 0 26px;color:var(--muted)}
@media(min-width:1500px){.hero{padding-block:68px 86px}}
@media(max-width:1024px){.container{width:calc(100% - 48px)}.site-header nav{gap:20px;font-size:14px}.hero-layout{gap:22px}h1{font-size:54px}.hero-description{font-size:17px}.hero-actions{gap:18px}.hero-actions .button{font-size:15px;padding:12px 16px;gap:15px}.hero-actions .text-link{font-size:14px}.checklist-layout{gap:50px}.guide-section{gap:40px}.site-footer nav{gap:15px}.legal-content{gap:30px;grid-template-columns:190px 1fr}}
@media(max-width:760px){.container{width:calc(100% - 36px)}.identity-strip{font-size:11px}.identity-strip .container{flex-wrap:wrap;justify-content:center;gap:3px}.identity-strip span{margin-inline-start:8px;font-size:10px}.nav-row{height:82px;gap:12px}.site-header nav{display:none}.brand strong{font-size:21px}.brand small{font-size:11px}.brand img{width:38px;height:38px}.nav-link{font-size:12px;padding:7px 13px;gap:12px}.hero{padding:28px 0 38px}.hero-layout{grid-template-columns:1fr;gap:27px}.eyebrow{font-size:12px;margin-bottom:18px}h1{font-size:52px;letter-spacing:-1.4px}.hero-description{font-size:17px;margin:20px 0 23px;max-width:540px}.hero-actions{gap:23px;flex-wrap:wrap}.hero-actions .button{min-height:50px;font-size:15px;padding:12px 18px;gap:24px}.hero-note{font-size:11px;align-items:flex-start;margin-top:18px}.hero-note svg{margin-top:2px}.hero-art{max-width:560px;width:100%;margin:auto;padding:0 0 26px}.car-image{border-radius:20px}.art-caption{right:15px;bottom:9px;padding:10px 16px;gap:10px}.art-caption strong{font-size:14px}.art-caption small{font-size:11px}.caption-icon{width:33px;height:33px}.art-index{font-size:10px;bottom:0}.value-row{padding-block:16px;gap:8px;font-size:11px;align-items:flex-start}.value-row span{gap:5px;flex-direction:column;text-align:center;flex:1}.value-row i{width:23px;height:23px;font-size:10px}.section{padding-block:52px}.section-heading{display:block;margin-bottom:25px}.section-heading p{font-size:15px;max-width:100%;margin-top:15px}.overline{font-size:12px;margin-bottom:10px}h2{font-size:32px;letter-spacing:-.5px}.coverage-grid{grid-template-columns:1fr;gap:17px}.coverage-card{padding:25px;border-radius:18px}.coverage-card h3{font-size:28px}.coverage-card>p{min-height:0;font-size:15px}.card-top{margin-bottom:18px}.check-list{font-size:14px;margin-block:20px 18px}.check-list li{padding-block:6px}.card-note{font-size:11px}.info-banner{font-size:12px;padding:13px;align-items:flex-start}.info-banner>span{margin-top:3px}.checklist-section{padding:50px 0}.checklist-layout{grid-template-columns:1fr;gap:30px}.checklist-intro h2{font-size:36px}.checklist-intro h2 br:nth-of-type(1){display:none}.checklist-intro>p{font-size:15px;max-width:100%;margin:17px 0 16px}.checklist-items article{gap:16px;padding-block:18px}.checklist-items h3{font-size:20px}.checklist-items p{font-size:14px}.guide-section{grid-template-columns:1fr;gap:24px}.guide-copy>p{font-size:15px;margin-block:16px;max-width:100%}.guide-form{padding:20px;border-radius:18px}.topic-option{padding:12px 10px}.topic-option strong{font-size:14px}.topic-option small{font-size:11px}.faq-section{padding:50px 0}.faq-layout{grid-template-columns:1fr;gap:28px}.faq-layout h2{font-size:32px}.faq-layout>div>p{margin-top:13px}.faq-list summary{font-size:15px;line-height:1.7;gap:9px}.faq-list details p{font-size:14px}.disclosure{flex-wrap:wrap;gap:12px;padding-block:28px}.disclosure-icon{width:30px;height:30px;font-size:17px}.disclosure>div:nth-child(2){flex:1}.disclosure strong{font-size:14px}.disclosure p{font-size:12px}.disclosure>a{margin-inline-start:42px;font-size:13px}.footer-top{flex-direction:column;align-items:start;gap:23px;padding-block:27px}.site-footer nav{flex-wrap:wrap;gap:10px 20px;font-size:12px;line-height:1.8}.footer-bottom{flex-direction:column;gap:4px;font-size:11px;padding-block:15px}.legal-hero{padding:35px 0}.legal-hero h1{font-size:34px;line-height:1.45}.legal-hero p{font-size:15px;margin-top:12px}.legal-content{display:block;padding-block:30px 45px}.legal-sidebar{margin-bottom:28px}.legal-sidebar nav{position:static;flex-direction:row;flex-wrap:wrap;gap:8px;font-size:13px}.legal-sidebar a{border:1px solid var(--line);border-radius:7px;padding:7px 11px}.legal-main h2{font-size:27px}.legal-main h3{font-size:18px}.legal-main p{font-size:15px}.legal-main .notice{font-size:14px;padding:17px}.legal-main .info-block{padding:21px}.about-content{padding-block:35px 50px}.about-content h2{font-size:27px}.about-content>p{font-size:15px}.identity-card{padding:23px}.identity-card dd{font-size:18px}.contact-notice{padding:20px}.contact-notice p{font-size:14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

/* Editorial insurance guide library */
.article-library{padding-top:0}.library-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.library-card{display:flex;flex-direction:column;align-items:flex-start;border:1px solid var(--line);border-radius:16px;padding:23px 20px;background:#fff;transition:border-color .18s,transform .18s}.library-card:hover{border-color:#7abadd;transform:translateY(-3px)}.library-number{font-size:12px;color:var(--blue);direction:ltr;margin-bottom:15px}.library-card h3{font-size:20px;margin-bottom:12px}.library-card p{font-size:14px;line-height:1.85;color:var(--muted);margin-bottom:20px}.library-card .text-link{margin-top:auto;font-size:13px}.library-footnote{margin-top:20px;font-size:12px;color:var(--muted)}.library-footnote a{color:var(--blue);text-decoration:underline;text-underline-offset:3px}.breadcrumbs{display:flex;flex-wrap:wrap;gap:10px;align-items:center;font-size:13px;color:var(--muted);margin-bottom:25px}.breadcrumbs a{color:var(--blue)}.breadcrumbs a:hover{text-decoration:underline}.editorial-meta{display:flex;flex-wrap:wrap;gap:8px 25px;margin-top:22px;font-size:12px;color:var(--muted)}.article-content .legal-main{max-width:800px}.article-content .legal-sidebar a{font-size:13px;line-height:1.8}.article-content .legal-main h2{font-size:27px;line-height:1.5}.article-content .legal-main section{margin-bottom:36px}.article-sources{border-top:1px solid var(--line);padding-top:28px}.article-sources p{font-size:14px}.article-sources a{font-size:14px}.related-guides .sources-list{margin-top:0}.related-guides .sources-list a{font-size:13px;padding:9px 13px}.related-guides h2{margin-bottom:15px}
@media(max-width:1024px){.library-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.library-card{padding:22px}.article-content{grid-template-columns:190px 1fr}.article-content .legal-main h2{font-size:25px}}
@media(max-width:760px){.article-library{padding-top:0}.library-grid{gap:12px}.library-card{padding:18px 15px;border-radius:12px}.library-card h3{font-size:18px}.library-card p{font-size:12px;margin-bottom:16px}.library-card .text-link{font-size:12px;gap:7px}.library-number{margin-bottom:10px;font-size:11px}.library-footnote{font-size:11px;line-height:1.9}.breadcrumbs{font-size:11px;margin-bottom:20px;gap:8px}.editorial-meta{font-size:11px;flex-direction:column;gap:3px;margin-top:17px}.article-content .legal-main h2{font-size:25px}.article-content .legal-sidebar a{font-size:12px}.article-sources a{font-size:13px}}
@media(max-width:400px){.library-grid{grid-template-columns:1fr}.library-card p{font-size:14px}.library-card h3{font-size:20px}}